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Introduction: What is the cost?

Transparent costs

The process is free for investors. Companies pay us a commission based on the loan amount as below:

Amount raised (COP$ Millions)     Fee (1)
From $5M-$19,9M 11%
From $20M-$49,9M 7%
From $50M+ 5%

At the time of delivering the funds to the company, you will have to pre-pay us the commission which will be reimbursed back to you in the course of the loan repayment.
(1) Fee excludes taxes.


You agreed to lend COP $ 5M at a rate of 12% per annum for 1 year which gives a total repayment of COP $ 5.6M per year. The commission is equivalent to 11% * COP $ 5M = COP $ 550,000. You will pay the commission after the company raises its loan online. So you will be paid back after 1 year: COP $ 5,600,000 + COP $ 550,000 = COP $ 6,150,000, equivalent to COP $ 512,500 monthly. Capital, interest and commission payments are made month by month.